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Prudential - 06/11/2018 - PruLife UL Protector Repriced

The UL Protector rates will be lowered to reinforce their committment to the GUL marketplace.

Transition Guidelines
John Hancock - 05/14/2018 - Updates To The Term Life Portfolio and Rate Increases

Term rates increased 4%. New option to add Vitality as a term rider. The premiums will never increase due to lack of engagement. The rider charge is 3%.

The new rates are approved in all states, except FL. The last day to submit applications for old term rates is Friday, May 25th. 

Transition Guidelines

Two Ways to Access Vitality
John Hancock - 05/14/2018 - New Accumulator IUL

John Hancock released an even more competitive Accumulation IUL product for all cash accumulation scenarios in approved states. Some product highlights include:
  • Much improved retirement income potential
  • Strong downside protection in lower return years
  • Updated indexed account options
  • Vitality program
Transition Guidelines
Lincoln - 05/14/2018 - LifeAssure Accelerated Benefits Rider on Lincoln LifeGuarantee UL

Available at policy issue, this rider is designed for clients who have a primary need for death benefit protection but are also concerned about the impact that a permanent chronic illness may have on their financial well being but do not want to incur any upfront cost.

Additional Information

Lincoln - 05/14/2018 - Lincoln WealthAccumulate IUL

This Indexed UL product offers transparent choices focused on significant growth opportunities and access to cash through distributions.

Product Information

Protective - 04/30/2018 - ProClassic Legacy Launched

Protective Life launched ProClassic Legacy: a new current assumption univeral life policy that offers flexible premiums and cash-value potential. As part of the launch, ProClassic UL will be discontinued on April 30, 2018 with conversion applications discontinuing on June 29, 2018.

Transition Guidelines
American General - 04/14/2018 - Secure Lifetime GUL 3 Rates Increased in all States

This product increased an average of 3 to 4% depending on age, underwriting class and funding patterns.

Transition Guidelines

Shauna Ausfeldt
Product & Carrier