Underwriting Resources
Medical Questionnaries
Use these forms to collect detailed client information and ensure accurate underwriting results. Completing the relevant questionnaires helps carriers assess each case quickly. If you need a form you don’t see listed, please contact us for assistance.
Alcohol Usage
Detail your client’s alcohol use for underwriting review.
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Aviation
Provide flight activity and licensing information.
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Breast Cancer
Share diagnosis and treatment history.
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Coronary Artery Disease
Outline cardiac history and current status.
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COPD
Include medical history and medication.
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Depression
List diagnosis, treatment, and stability details.
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Underwriting Tools
Access carrier underwriting guidelines and track the status of your pending cases. These tools help ensure applications are complete, accurate, and move through the approval process efficiently.
Underwriting Guidelines
Review carrier-specific underwriting requirements to ensure each case is submitted accurately and efficiently.
Learn MorePending Case Status
Check real-time updates on submitted applications to monitor progress and identify any outstanding requirements.
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Conversion Opportunities
Life insurance should be reviewed periodically to ensure it continues to meet your client’s evolving needs. Converting a term policy to permanent coverage can be a valuable opportunity to strengthen financial protection and long-term planning. A conversion may be ideal when your client’s circumstances have changed or when additional benefits beyond term coverage are desired, such as:
- The client’s health has declined since the original policy was issued, and a new medical exam may not be favorable.
- Coverage is needed beyond the existing term policy limits.
- Clients in their 50s or 60s are seeking additional retirement income solutions.
- The client has a desire to build cash value within a permanent policy for future needs.
- Concerns arise regarding estate taxes or leaving a legacy for family or charity.
- The client expresses interest in adding a tax-deferred investment component to their financial strategy.
Converting to permanent coverage can help your clients maintain valuable protection while unlocking new financial flexibility and long-term benefits.
Discuss a CaseReady to Grow Your Business With CBIZ?
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